Financial Info

Orthodontic treatment is simple, convenient and affordable for patients of all ages. It’s an investment in not only improving your smile – but also your self-esteem! It is our mission to provide you with affordable, high-quality treatment that fits your budget. We offer a variety of payment options to meet your needs, including a personalized payment plan.

Payment Options

• Credit Cards: We accept Visa, MasterCard, American Express and Discover, as well as automatic charge card debit.
• Discounts: We offer a discount for payment in full at the start of treatment.
• In-house Financing: Down payment followed by interest-free monthly payments.
• Automatic Bank Drafts
• Flexible financing with no down payment options.

Insurance

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Insurance policies vary, so we will review your insurance to determine the available benefits.

To reduce your out-of-pocket expenses, we will file your insurance claims and accept insurance payments for you. Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

Insurance FAQ’s

How does orthodontic insurance work?
Orthodontic insurance is different than dental insurance. While dental insurance usually covers 80% to 100% of dental treatment, orthodontic insurance only covers up to 50% of the total treatment cost, up to the lifetime maximum. This benefit is paid out over the course of the treatment until the maximum has been reached.

Because insurance policies and agreements vary, each contract can provide a different benefit.

Will you assist me with my insurance?
As a service to our patients, we will provide your insurance carrier with information about your treatment including the orthodontic problem and the length of treatment. We will also bill your insurance carrier for reimbursement of services.

How can I maximize my benefits?
The best way to maximize your benefits is to know what they are prior to treatment. Contact your insurance carrier to find out your maximum benefit amount, how much out-of-pocket expenses you will have and when you can expect payment.

What about Flexible Spending Accounts?  
With flexible spending plans, families can pay for out-of-pocket medical and dental expenses with pre-tax money that has been set aside.  Flexible spending accounts are beneficial for families, but are also strictly regulated.
Because these are government-regulated programs, there are certain guidelines that must be followed, including:

• Pre-payment on future charges are not allowed with a flexible spending account. Only services rendered can be paid through this account.
• This money is to be used only for out-of-pocket expenses. Insurance must pay for their portion of your treatment before you can pay for expenses.
• Make sure you obtain proper documentation of treatment in order to receive reimbursement. Types of documentation may be a statement of charges or a payment receipt. Please check with your administrator.